Excellent

On-Time Payments

EXCELLENT

To lenders, your history of on-time payments indicates whether you'll make payments on-time in the future.

100^%

OF PAYMENTS MADE ON-TIME

Oldest Credit Line

EXCELLENT

The age of your oldest account indicates to lenders how much experience you have handling credit.

41^Yrs

AGE (IN YEARS) OF OLDEST ACCOUNT

Credit Used

EXCELLENT

Lenders look for signs of responsible credit usage, and the less you use, the better it is for your score.

9^%

OF AVAILABLE CREDIT USED

Recent Inquiries

EXCELLENT

With some exceptions, lenders tend to see too many recent inquiries as a sign of risk, so the fewer the better.

0

WITHIN THE PAST 2 YEARS

New Accounts

EXCELLENT

To lenders, opening too many new accounts in a short window of time could point to credit problems.

0

WITHIN THE PAST 2 YEARS

Available Credit

AVERAGE

Plenty of available credit (relative to amount owed) indicates to lenders that you manage credit responsibly.

^$13,438

AVAILABLE CREDIT ACROSS ALL ACCOUNTS