"Darwin was the first to use data from nature to convince people that evolution is true, and his idea of natural selection was truly novel. It testifies to his genius that the concept of natural theology, accepted by most educated Westerners before 1859, was vanquished within only a few years by a single five-hundred-page book. On the Origin of Species turned the mysteries of life's diversity from mythology into genuine science." -- Jerry Coyne
Saturday, April 30, 2016
Financial advisors are fucking idiots. What I wrote at the Wall Street Journal on 4/30/2016.
This is why the "experts" are worse than useless.
"How attractive are Goldman’s rates? At 1.05% for a savings account and 2% for a five-year CD, they are quite competitive."
JNJ - annual dividend yield 2.86%
KO - annual dividend yield 3.12%
PM - annual dividend yield 4.16%
T - annual dividend yield 4.94%
All 4 of these Dividend Aristocrats increase the dividend every year, as they all have for at least the past 25 years.
There are several other rock-solid safe Dividend Aristocrats.
The idea is hold for life, never care if the stock market goes up or down, and watch the dividend income grow, and grow even faster if the dividends are reinvested (for free at Charles Schwab).
http://blogs.wsj.com/moneybeat/2016/04/29/take-a-hint-from-goldman-squeeze-more-out-of-your-cash/
Someone complained. My response:
Someone complained. My response:
"If a stock with a 3% dividend is down 5%, you're still taking a loss."
Very true but notice I said "hold for life, never care if the stock market goes up or down."
I want the stock market to crash. Then my reinvested dividends can buy more shares.
I only have a capital loss if I sell. I'm never going to sell.
From a google search: "The key point is that capital losses are losses only after you sell them."
Of course if someone is just looking for a place to park their cash for 5 years and then use it to buy a new house or new car, then "2% for a five-year CD" is a good idea.
Of course if someone is just looking for a place to park their cash for 5 years and then use it to buy a new house or new car, then "2% for a five-year CD" is a good idea.
Thursday, April 28, 2016
A suggestion I wrote for the god-soaked fucktards at the Wall Street Journal.
"But in 'Self-Reliance,' Emerson says that 'prayer is in all action': in the farmer kneeling to weed his field, for example."
OK, so when a farmer weeds his field he is praying. Right. Got it. Makes a lot of sense. Whenever anyone does something they're praying.
A suggestion for the Wall Street Journal - Houses of Worship:
Why not give equal time to reality. Instead of this ridiculous praying stuff, how about an article that explains why religions are wrong about everything.
For example you could ask Jerry Coyne (University of Chicago biologist) to write an article about his book, "Faith vs. Fact, Why Science and Religion Are Incompatible".
Labels:
2016/04 APRIL,
Jerry Coyne,
reality,
religious stupidity,
science
Why America's black population should vote for Republicans.
What I wrote: "Those African-American ladies should vote for Republicans if they want the best possible education for their children."
Excellent reply from
"I agree, the tragedy is the democrats in charge of K12 in many places with large black population do not allow a system that educate black children as critical thinkers. They keep appealing to black people emotions and trick them to believe that only democrats care about them. And elections after elections blacks continue voting democrats with little difference in their living conditions. It is a tragedy only blacks themselves possibly can solve as 'black leaders' are usually accomplices in this bigotry of low expectations and creating a dependency on the democratic party."
http://www.wsj.com/articles/black-women-rally-behind-hillary-clinton-1461866619
Excellent reply from
- CHARLIE MONGOHO
"I agree, the tragedy is the democrats in charge of K12 in many places with large black population do not allow a system that educate black children as critical thinkers. They keep appealing to black people emotions and trick them to believe that only democrats care about them. And elections after elections blacks continue voting democrats with little difference in their living conditions. It is a tragedy only blacks themselves possibly can solve as 'black leaders' are usually accomplices in this bigotry of low expectations and creating a dependency on the democratic party."
http://www.wsj.com/articles/black-women-rally-behind-hillary-clinton-1461866619
Saturday, April 23, 2016
I wrote something for a Muslim retard. We should nuke Mecca.
"I'm a Muslim and I am very confident of my religion"
What is your evidence for the existence of Allah and its magical powers?
How can you justify belonging to the world's largest terrorist organization, aka Islam?
Why does your mythical Allah give a crap about whether or not you eat pork steaks which by the way are delicious?
Why does your cult completely depend on the intense brainwashing of young gullible children?
Why do Muslims deny our close evolutionary relationship with chimpanzee apes even though this is the strongest fact of science?
Why are you required to pray to your Allah 5 times a day? Don't you realize you're a slave who has to suck up to his master?
Why are women in Muslim theocracies required to wear a burka? Are you people afraid of women?
Why are women in Muslim theocracies required to marry whoever their parents tell them to marry? You people treat women like farm animals. It's disgusting.
Every single day a Muslim lunatic blows himself up. Even Muslim women do this. Nobody else blows themselves up. Only Muslims do it. What's the problem with you people?
After reading http://thereligionofpeace.com explain why Muslim violence is completely out of control and getting worse every day.
https://answers.yahoo.com/question/index?qid=20160423043104AAYCiMJ
What is your evidence for the existence of Allah and its magical powers?
How can you justify belonging to the world's largest terrorist organization, aka Islam?
Why does your mythical Allah give a crap about whether or not you eat pork steaks which by the way are delicious?
Why does your cult completely depend on the intense brainwashing of young gullible children?
Why do Muslims deny our close evolutionary relationship with chimpanzee apes even though this is the strongest fact of science?
Why are you required to pray to your Allah 5 times a day? Don't you realize you're a slave who has to suck up to his master?
Why are women in Muslim theocracies required to wear a burka? Are you people afraid of women?
Why are women in Muslim theocracies required to marry whoever their parents tell them to marry? You people treat women like farm animals. It's disgusting.
Every single day a Muslim lunatic blows himself up. Even Muslim women do this. Nobody else blows themselves up. Only Muslims do it. What's the problem with you people?
After reading http://thereligionofpeace.com explain why Muslim violence is completely out of control and getting worse every day.
https://answers.yahoo.com/question/index?qid=20160423043104AAYCiMJ
Friday, April 22, 2016
A FuckTard wrote about "the possible harm of losing ones faith."
"the possible harm of losing ones faith."
Hello. I'm a hardcore atheist and anti-theist.
Faith is a mental illness. Faith is for cowards who fear reality. Faith is an excuse to believe in ridiculous childish nonsense that makes feeble-minded people feel good.
Magic is not real therefore magical beings (Easter Bunny, Tooth Fairy, Allah, Zeus, God, Santa Claus) are impossible.
Also, scientfic progress has repeatedly shown the Magic Man was never necessary for anything.
Gods are not real. Period.
"possible harm of losing ones faith"
There is nothing harmful about growing up and accepting reality. People who have faith in moronic fantasies that could never have any real evidence are wasting their lives.
Sunday, April 17, 2016
At the WSJ I asked a fucking retard a question. We will see if the Christian moron wrote a reply.
"Just curious - how does one have a personal relationship with a being that one cannot hear, see or otherwise communicate with in any way?"
"If you are honestly curious, I'll answer you honestly. If you just want to mock me, please spare my time."
Sir, I'm very interested in why religious people believe these things. I'm hardcore atheist and anti-theist but I can be just as nice as the person I'm talking to. A few weeks ago I had a very friendly conversation with a Christian here at the WSJ. He explained his ideas and I explained my ideas. He didn't threaten me with eternal torture and he didn't insult me with the "I will pray for you" nonsense. I was equally nice.
So please sir, if you don't mind, explain how you communicate with a supernatural being who doesn't seem to be very interested in communicating with us. I will only thank you for helping me understand. I'm not going to give a nice person a hard time. It's pointless to do that and it's wrong.
http://www.wsj.com/articles/missing-the-bigger-story-about-the-pope-1460676337
His first reply. There might be more.
His first reply. There might be more.
Very good, sir! I'll start with this:
Jesus said, "The gatekeeper opens the gate for the shepherd, and the sheep listen to his voice. He calls his own sheep by name and leads them out. When he has brought out all his own, he goes on ahead of them, and his sheep follow him because they know his voice. But they will never follow a stranger; in fact, they will run away from him because they do not recognize a stranger’s voice.”
I was 3 years old when my mother read Matthew to me. At the first sound of Jesus' name, I lit up instantly with love and recognition. I already knew that name and person, before hearing it at 3. I can't explain that scientifically.
I confess what I fear is weakness: I'm a witness, not a person of faith. (Not a Jehovah's Witness!) God spoke to me verbally three times, and intervened physically once, to put me on my U.S. Air Force path and to allow me to do a very dangerous thing when I was paralyzed with abject fear in my duty. Shall I go on?
The physical intervention. After Message 2, an old lady at a remote Air Force radar station (I was in ADCOM at the time), in civilian clothes, where she didn't belong called me by name and announced I was headed for a change in Air Force status and duty station. Three specific, impossible, and very nice things. I thought it was my work buddies pulling a prank. Almost immediately, I saw administrative action from Malmstrom AFB HQ that me on an impossible path that came to pass exactly as she predicted. I later found she was human, not an "angel," and had done this sort of thing before.
My primary means of learning about God and serving him is reading the Bible (NIV) for myself, not miracles. I'm a retired technician and electrician, so I'm not given to what I call mysticism. I believe what I see and what I know and what makes sense. Anyone who has ever designed, built, or repaired anything knows "all of what we see" didn't "just happen." Impossible.
I did more than support surveillance and weapons systems in the Air Force. Through my faith and knowledge of God, I was able to resolve really nasty "social" problems for others that would have been impossible, otherwise. Aside from technical things I did in SAC, I believe my spiritual help to others was just as important, if not more so, than my technical achievements. I "slayed" more than one intensely evil senior officer, by God's help. If you served, you know the evil and power of quite a few typical Air Force non-rated senior officers back in the day, and how it's impossible to do anything about their damage to people and mission. Except through God. I and their would-be victims came out the problems without a scratch. (Note: rated officers were nearly all great men. Non-rated officers were the stinkers.)
My reply:
Wow. Lots of experiences, all interesting.
You had what it takes to survive it and solve difficult problems. If you want to believe God had something to do with it that's fine with me. What's important is you were successful.
I was in the Army but because they needed my computer programming skills I had a desk job in the Washington DC area while my brother tried to survive in Vietnam (he got back OK).
Everyone has had different experiences and has different ideas. That's a good thing. It's what makes life interesting.
Thanks for helping me understand what I call "the other side".
Last comment from the Christian lunatic:
Last comment from the Christian lunatic:
I honor you and your brother for your Service. I'm glad you can relate to the context of my experience, and I'll bet my favorite target pistol you had evil senior officers to contend with, too. In the Army, the likely stinkers would have been those sans CIBs.
What I wrote for you troubles me. I know only one other person whom I trust that has been spoken to by God. I consider myself weaker than others, not "luckier." There are those of more magnificent achievements and faith than me who have not been spoken to by God or one of his servants. I struggle with this. I fear I have an "unfair advantage," and that it's not to my credit. My only self-credit: I believed, trusted, and loved Jesus at the very first mention of his name. He's ready for anyone to trust him and follow him, miracles or not. Read Matthew for yourself, if you haven't. That's what got me started! Start with Chapter 1 Verse 18. http://biblehub.com/niv/matthew/1.htm
Saturday, April 16, 2016
The more scientifically literate, intellectually honest and objectively skeptical a person is, the more likely they are to disbelieve in anything supernatural, including god.
"Speaking About God" Series
"The more scientifically literate, intellectually honest and objectively skeptical a person is, the more likely they are to disbelieve in anything supernatural, including god."
"The more scientifically literate, intellectually honest and objectively skeptical a person is, the more likely they are to disbelieve in anything supernatural, including god."
THE MUSLIMS ASSHOLES DELETED THIS.
"the false assumption that religion must be separate from state"
This is the problem. In America we have separation of religion and state because it works. All religions are respected. In the Muslim theocracies the non-Muslims are not equal to everyone else. The theocracies even have the nerve to punish people of other religions (and atheists) if they say something that isn't nice about Mohammed. This is censorship. It's disgusting.
Your Mohammed, by the way, was a pervert.
Labels:
2016/04 APRIL,
Establishment Clause,
Islam,
Muslim scum
Monday, April 11, 2016
DATA: Young Muslims in the West Are a Ticking Time Bomb, Increasingly Sympathising with Radicals, Terror
http://www.breitbart.com/london/2016/03/22/polling-muslims-in-the-west-increasingly-sympathise-with-extremism-terror/
On the back of the Brussels terror attack it is worthwhile remembering that while a majority of Muslims in the West appear to have no truck with terrorism or extremism, there are a significant number who sympathise with terrorism and repeatedly attempt to justify attacks on the West.
TERRORISM
An ICM poll from 2006 revealed that 20 per cent of British Muslims sympathised with the 7/7 bombers who brought terror to the streets of the British capital, killing 52 and injuring hundreds. This number rose to one in four British Muslims, according to NOP Research for Channel 4. With a British Muslim population of over 3 million today, that translates to roughly three quarters of a million terror-sympathising people in the UK.
The number rises for younger British Muslims – a sure sign that radicalisation through schools, mosques, and prisons (often via Saudi-funded groups) is creating a long-term problem in Europe. Thirty-one per cent of younger British Muslims endorsed or excusedthe 7/7 bombings of 2005, with just 14 per cent of those over 45 doing so.
Twenty-seven per cent of those polled in the United Kingdom say they had sympathy with the attacks on Charlie Hebdo – the French satirical magazine that published cartoons of the Muslim prophet Muhammed last year, with 78 per cent supporting punishment for the publication of cartoons featuring Muhammed and 68 per cent supporting the arrest and prosecution of British people who “insult Islam.”
And this number pales in comparison to global Muslim population figures. According to World Public Opinion (2009) at the University of Maryland, 61 per cent of Egyptians, 32 per cent of Indonesians, 41 per cent of Pakistanis, 38 per cent of Moroccans, 83 per cent of Palestinians, 62 per cent of Jordanians, and 42 per cent of Turks appear to endorse or sympathise with attacks on Americans or American groups.
A 2013 study found that 16 per cent of young Muslims in Belgium believed that state terrorism is “acceptable,” while 12 per cent of young Muslims in Britain said that suicide attacks against civilians in Britain can be justified.
Pew Research from 2007 found that 26 per cent of young Muslims in America believed suicide bombings are justified, with 35 per cent in Britain, 42 per cent in France, 22 per cent in Germany, and 29 per cent in Spain feeling the same way.
And Muslims who are more devout or dedicated to Islam are three times more likely to believe that suicide bombings are justified — a harrowing statistic when you consider that 86 per cent of Muslims in Britain “feel that religion is the most important thing in their life.”
While just 5 per cent of UK Muslims said they would not report a terror attack being planned, the number leaps to 18 per cent amongst young, British Muslims. The anti-police narrative fuelled by groups like Black Lives Matter are no doubt contributing to this idea that people should not work with the police, with the British Muslim Youth group recently urging a boycott of police.
More recently, in 2015, it was revealed that 45 per cent of British Muslims think that hate preachers that advocate violence against the West represent “mainstream Islam.”
Forty per cent of British Muslims say they want Sharia law in the West, while 41 per cent oppose it.
Despite the fact that “Islamophobia” did not rise after the Paris Attacks, there remains a grievance industry across the Western world which targets young Muslims especially, urging them to feel victimised by Western governments for taking a stance against Islamism – and scarcely a tough stance at that.
No more was this evident than in the case of Tell MAMA, a government-backed Muslim grievance group which saw its state funding removed after it was found trying to artificially inflate statistics on hate crimes against Muslims in the UK.
CRIMINALITY
Earlier this year it was reported that one in five prisoners in the United Kingdom’s top security jails is now Muslim, a rise of 23 per cent from just five years ago. In total, a 20 per cent increase in the jail population in Britain has been outstripped by the rise in Muslim inmates — up 122 per cent over 13 years.
The same disproportionate figures are borne out across the United States, where Pew datafrom 2011 revealed that Muslims made up 9 per cent of state and federal prisoners though at the time Muslims made up just 0.8 per cent of the U.S. population.
In 2008, the Washington Post reported “About 60 to 70 percent of all inmates in [France’s] prison system are Muslim, according to Muslim leaders, sociologists and researchers, though Muslims make up only about 12 percent of the country’s population.”
ANTI-SEMITISM
“An average of 55 percent of Western European Muslims harbored antisemitic attitudes. Acceptance of antisemitic stereotypes by Muslims in these countries was substantially higher than among the national population in each country,” an Anti-Defamation League (ADL) report found in 2015.
A Swedish government report from 2006 found that that 5 per cent of the total population held anti-Semitic views, with the number surging to 39 per cent amongst adult Muslims.
In Germany in 2012, a study of the country’s burgeoning Turkish population revealed that 62 percent of Turks in Germany said they wanted to only live amongst each other, with 46 per cent wanting the country to become a Muslim majority nation. This report also found that 18 per cent of the Turkish population thought of Jews as “inferior.”
Breitbart News reported in January about an ongoing exodus of French Jews, with some 8,000 headed for Israel in 2015 and many others migrating to the UK or the U.S, as a result of rising anti-Semitism.
INTEGRATION
Despite hundreds of millions of pounds, dollars, and euros spent on integration projects, it appears to be a Sisyphean task – calling into question the rate at which immigration is occurring throughout the Western world and the tolerance with which our societies have operate thus far.
The BBC found that 36 per cent of 16 to 24-year-old Muslims believe that if a Muslim converts to another religion they should be punished by death. Thirty five per cent of Muslims say they would prefer to send their children to an Islamic school, and 37 per cent of 16 to 24-year-olds say they want government-funded Islamic schools to send their kids to.
The report again highlights the radicalisation of the Muslim youth in the West, with 74 per cent of 16 to 24-year-olds preferring Muslim women to wear the veil, compared with only 28 per cent for those over the age of 55.
Labels:
2016/04 APRIL,
Islam,
Muslim scum,
religious violence
"Ever since, biologists have sought to draw the tree of life. The invention of DNA sequencing revolutionized that project, because scientists could find the relationship among species encoded in their genes."
In his 1859 book “On the Origin of Species,” Charles Darwin envisioned evolution like a branching tree. The “great Tree of Life,” he said, “fills with its dead and broken branches the crust of the earth, and covers the surface with its ever branching and beautiful ramifications.”
Ever since, biologists have sought to draw the tree of life. The invention of DNA sequencing revolutionized that project, because scientists could find the relationship among species encoded in their genes.
http://www.nytimes.com/2016/04/12/science/scientists-unveil-new-tree-of-life.html
Ever since, biologists have sought to draw the tree of life. The invention of DNA sequencing revolutionized that project, because scientists could find the relationship among species encoded in their genes.
http://www.nytimes.com/2016/04/12/science/scientists-unveil-new-tree-of-life.html
Sunday, April 10, 2016
"Master List Of Stocks" KO, PM, JNJ are on this list but not T. These are hold-for-life dividend paying stocks.
ExxonMobil
Chevron
ConocoPhillips
Clorox
Colgate-Palmolive
McDonalds
Lockheed Martin
Pepsi
Dominion Resources
Coca-Cola
Johnson & Johnson
Pfizer
J.M. Smucker
Kimberly-Clark
Aqua America
US Bancorp
Dr. Pepper
Visa
Hershey
Kraft
Procter & Gamble
General Electric
Wal-Mart
Diageo
Anheuser-Busch
JP Morgan
Walgreen
Royal Dutch Shell
Abbott Labs
Philip Morris International
Nestle
Emerson Electric
Brown Forman
Church & Dwight
IBM
Southern Company
Berkshire Hathaway
Microsoft
Becton Dickinson
Realty Income
Wells Fargo
United Technologies
McCormick
Kellogg
General Mills
Campbell Soup
*Bold indicates my top fifteen highest quality holdings for life.
Saturday, April 9, 2016
What I wrote at the Wall Street Journal.
This is sort of on-topic because it's about Catholic rules. I'm old enough to remember when it was a mortal sin (your loving god will torture you forever) to eat meat on Fridays. Our family obeyed that rule to appease Mr. God. The problem was nobody in our family knew how to properly cook fish so we had no animals to eat at all. I lived with the problem because I was just a gullible brainwashed kid.
Then one day the Pope said "Never mind. You can eat all the farm animals you want on Friday." This was a good thing but it made me wonder why the heck did I have to endure this moronic rule when it was obviously something the Church made up and Mr. God had nothing to do with it.
Virtually every cult has rules about what people can eat and not eat. As if the magical master of the entire universe, countless trillions of solar systems, thinks what human apes eat on this tiny insignificant planet is extremely important.
What Richard Feynman said about Mr. Jesus Christ:
So …altogether I can’t believe the special stories that’ve been made up about our relationship to the universe at large because they seem to be…too simple, too connected, too local, too provincial. The “earth,” He came to “the earth”, one of the aspects God came to “the earth!” mind you, and look at what’s out there…? how can we…? it isn’t in proportion…!
-- Richard Feynman http://bit.ly/1Q0fpXb
Friday, April 8, 2016
What I wrote at the New York Times
This article, very well done.
At Chicago's Lincoln Park zoo I stood near a huge gorilla. We were separated by very thick glass. As I was talking to my friends the gorilla was waiting until I turned my head back to him. At that moment he got off his stool and threw his entire weight at me. Like the gorilla predicted I forgot about the glass and I was horrified. Then the gorilla laughed at me. I don't know if his laughter made any sound because of thick glass but he was obviously laughing because the practical joke he planned worked perfectly. This was an intelligent thinking creature.
We are one of the ape species. We are just one small twig on the vast tree of life. We are not the big deal most people think we are.
http://www.nytimes.com/2016/04/10/opinion/sunday/what-i-learned-from-tickling-apes.html
What I wrote at the NYT got 69 thumbs up. If I wrote this at the WSJ journal the fucking retards who infest that place would be harassing me and stalking me for what I wrote.
At Chicago's Lincoln Park zoo I stood near a huge gorilla. We were separated by very thick glass. As I was talking to my friends the gorilla was waiting until I turned my head back to him. At that moment he got off his stool and threw his entire weight at me. Like the gorilla predicted I forgot about the glass and I was horrified. Then the gorilla laughed at me. I don't know if his laughter made any sound because of thick glass but he was obviously laughing because the practical joke he planned worked perfectly. This was an intelligent thinking creature.
We are one of the ape species. We are just one small twig on the vast tree of life. We are not the big deal most people think we are.
http://www.nytimes.com/2016/04/10/opinion/sunday/what-i-learned-from-tickling-apes.html
What I wrote at the NYT got 69 thumbs up. If I wrote this at the WSJ journal the fucking retards who infest that place would be harassing me and stalking me for what I wrote.
Labels:
2016/04 APRIL,
evolution,
gorillas,
New York Times
Monday, April 4, 2016
Magic Jeebus Man logic
Labels:
2016/04 APRIL,
Christian retards,
COMICS,
religious stupidity
Friday, April 1, 2016
I wrote a comment at the Wall Street Journal about the fucktards of the Catholic Church.
Amid documents about Vatican finances—which mostly confirmed widespread suspicions of financial bungling—came an audio recording of Pope Francis urging officials to be thriftier. “It’s no exaggeration to say that most of our costs are out of control,” says a frustrated Holy Father.
The Catholic Church is a business. They sell a magical 2nd life in a magical paradise which is of course just wishful thinking. Despite their incompetence their business is very lucrative because when their customers drop dead they can't get their money back.
http://www.wsj.com/articles/crime-justice-and-mercy-in-vatican-city-1459464781
An asshole for Jeebus threatened me with eternal torture. I never met a Christian who wasn't a stupid fucking asshole.
"As you stand before the Judgment Throne, be sure not to try to make any excuses for not believing. Just admit honestly you knew about God and the after-life and refused to believe. Man up! And take your punishment."
An asshole for Jeebus threatened me with eternal torture. I never met a Christian who wasn't a stupid fucking asshole.
"As you stand before the Judgment Throne, be sure not to try to make any excuses for not believing. Just admit honestly you knew about God and the after-life and refused to believe. Man up! And take your punishment."
"take your punishment."
Translation: My loving god will torture you.
I write a comment and in your reply you threaten me with magical torture as if I should fear your invisible friend's magical powers. You people are equal to the terrorists who share your ridiculous magical 2nd life fantasy.
I don't threaten people because unlike Christians and other terrorists I have moral values.
Some friendly advice: When trying to sell your disgusting death cult it's not a good idea to threaten people, unless you enjoy being laughed at.
Labels:
2016/04 APRIL,
assholes for Jeebus,
Catholic scum,
heaven,
religious stupidity,
Wall Street Journal
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Not long ago there were a series of books written with Harry
Fantasy is a pervasive element of humanity, but isn’t it important for grown human beings to be able to distinguish between fantasy and reality?