“Dahhhhhhhling, don’t touch the principal.”

Why Do Some Families Get Richer With Each Generation, And Others Get Poorer?

Dividends Really Are Like Snowballs

The Conservative Income Investor

The Income Investing Archives - SEARCH FOR MORGAN

Master List Of Stocks

ExxonMobil

Chevron

ConocoPhillips

Clorox

Colgate-Palmolive

McDonalds

Lockheed Martin

Pepsi

Dominion Resources

Coca-Cola

Johnson & Johnson

Pfizer

J.M. Smucker

Kimberly-Clark

Aqua America

US Bancorp

Dr. Pepper

Visa

Hershey

Kraft

Procter & Gamble

General Electric

Wal-Mart

Diageo

Anheuser-Busch

JP Morgan

Walgreen

Royal Dutch Shell

Abbott Labs

Philip Morris International

Nestle

Emerson Electric

Brown Forman

Church & Dwight

IBM

Southern Company

Berkshire Hathaway

Microsoft

Becton Dickinson

Realty Income

Wells Fargo

United Technologies

McCormick

Kellogg

General Mills

Campbell Soup

*Bold indicates my top fifteen highest quality holdings for life. 

At Yahoo the question was: I'm a college student with very low income. I want to fool around and learn about the stock market. I want to invest and trade in stocks ( Cheap ones). I have a bank of america debit card so does the bank have some trading platform I can use? Where do i start? I looked on betterment.com and they charge like $2500 it says. I havent made this in my life yet. WHere do i start :(

Best broker is Charles Schwab which also offers a checking account. 

There are two ways to invest in the stock market, the wrong way and the right way. 

The wrong way: Buy shares hoping they go up in value so you can sell them for a profit, aka capital gains. This might work some of time but in the long run you're more likely to get wiped out. This is called gambling. Gambling is stupid. 

The right way: Buy shares not caring if they go up or down because you're going to keep those shares for the rest of your life. Instead of capital gains you get income from dividends. Choose corporations that have a very long history of raising the dividend every year. If they don't have this history or if the annual dividend yield is too high (over 6%) then they are probably too dangerous. 

A good stock to buy is AT&T, stock symbol = T. Their annual dividend yield is over 5% and they have a very long history of raising the dividend every year. Keep the shares for the rest of your life, and keep reinvesting the dividends in AT&T or another corporation that pays a high dividend with a long history of raising the dividend every year. The dividends are usually paid every 3 months. 

With Charles Schwab you use a computer for everything, no humans required, but those humans exist in case you have questions. 

Before buying shares you will have to use the internet to transfer cash from your Bank of America checking account to your Charles Schwab brokerage account.

Bank of America, by the way, is not a stock broker. You can't use them to buy shares. 

My only checking account is with Charles Schwab. It takes one second to transfer cash from my Schwab checking account to my Schwab brokerage account. Schwab's fee for buying shares is $8.95 which is a good deal. The Schwab checking account is totally free, they don't charge for anything. They don't nickel and dime you like the banks do. And it's all online. No humans required. 

"If i buy a share of apple and it rises. I trade it for market value and make profit, the company will take out x amount of money?" 

NO, that's not how it works at all. You buy shares of Apple for $1000. The value of your shares goes up $100. You sell Apple. Your brokerage account now has $1,100 cash. 

If you keep those shares of Apple your brokerage account will have whatever the dividend is times the number of shares you own, when those dividends are paid (once every 3 months). 

Apple is a great corporation but the annual dividend yield is only 1.62% which is way too low. You want over 5%. The annual dividend yield, by the way, goes down when the stock goes up, and the dividend yield goes up when the stock goes down. The dividend doesn't change. The dividend yield changes when the price of the stock changes. 

Those wonderful dividend payments that go into your brokerage account, you can keep that cash in your brokerage account and use it to buy more shares when you're ready to do that, or if you need extra income to pay your bills or because you just got fired from your job, you can transfer those dividend payments from your brokerage account to your checking account. 

One more thing: The other answers were written by idiots. Ignore them. Most people don't know what they're talking about. 

Another one more thing: The stock market is dangerous. Think before you do anything. This is not a game. You can get wiped out, and that's exactly what happens to most new investors (even experienced investors can get wiped out). 

A 3rd one more thing: The best time to get started with buying your safe dividend paying stocks is when you're young, aka right now. But wait until you are sure you can buy these shares and be able to keep those shares for the rest of your life. The point is "DON'T TOUCH THE PRINCIPAL." In other words if you have one million dollars don't spend any of it. Instead live off what that one million dollars pays in dividends when you invest it in AT&T and other safe dividend paying corporations.

https://answers.yahoo.com/question/index?qid=20141122164359AAufnin

MY APPLICATION FOR A CHASE FREEDOM CARD WAS APPROVED ON NOVEMBER 7, 2014.

Never mind.

FOR A STOCK MARKET INVESTMENT I BORROWED $5,700 FROM BANK OF AMERICA (PLUS $228 FEE EQUALS $5,928) WHICH I WILL PAY IN FULL ON OR BEFORE APRIL 2016 TO AVOID PAYING ANY INTEREST.

Request a direct deposit

Deposit funds from your credit card directly into your checking account in as little as 6 business days. Once your funds are deposited, you can access your money by writing a check, using an ATM or seeing a teller. It's your money in your account.

If you complete a direct deposit with a promotional offer before it expires, you'll be charged the transaction fee listed in the offer on the amount you transfer. Variable APRs will vary with the market based on the U.S. Prime Rate.

Standard transaction fee for direct deposits: 4% of each transaction (Min. $10.00).

Offer ID F5W9-W5RDK Expires Dec 13, 2014

0.00%  until May 2016

After that, 8.24% a variable APR based on the U.S. Prime Rate

4% of each transaction Min: $10.00

DIVIDEND HISTORY

NEVER MIND.

WHY EVOLUTION IS TRUE on video

Should WEIT be a “videobook”?

Agnosticism is a mental illness.

Human ApeNovember 1, 2014 at 4:28 PM

"But, whether there is or is not a Creator God...I have no idea."

It's easy to understand why there is absolutely no chance of there being a creator god. It's not necessary to write a book about it. This is not rocket science.

What is god? It's a magical being that magically makes things happen. Is magic real? Of course not. Even children know magic is just a fantasy.

God equals Magic equals Bullshit.

There are no magical beings hiding somewhere in the universe. Period.

Same logic for the Easter Bunny, a fantasy no less childish and no less ridiculous than the moronic magical god fairy fantasy.

Agnostic is not good enough. To be normal, people have to be 100% certain magical beings are not real. To pretend a magical being might be real is a mental illness.

Another problem with being an agnostic: The terrorists and bible thumpers love agnostics.

In a world of never ending religious violence, religious stupidity, and religious brainwashing of innocent children, we need to completely eradicate the fantasy that makes this disgusting bullshit possible. Not completely ruling out the god fantasy makes people part of the problem.

Escaping Christian Fundamentalism

Loreena McKennitt - Penelope's Song

"Penelope's Song"

 

Now that the time has come
Soon gone is the day
There upon some distant shore
You'll hear me say

Long as the day in the summer time
Deep as the wine dark sea
I'll keep your heart with mine.
Till you come to me.

There like a bird I'd fly
High through the air
Reaching for the sun's full rays
Only to find you there

And in the night when our dreams are still
Or when the wind calls free
I'll keep your heart with mine
Till you come to me

Now that the time has come
Soon gone is the day
There upon some distant shore
You'll hear me say

Long as the day in the summer time
Deep as the wine dark sea
I'll keep your heart with mine.
Till you come to me

The Christian disease explained perfectly and in great detail.

http://michaelsherlockauthor.wordpress.com/2014/08/01/christianity-a-symptom-of-a-greater-virus/

The 2014 terrrorist organization, the Islamic State, gets all their ideas (violence, etc.) from their holy book.

http://michaelsherlockauthor.wordpress.com/2014/10/11/islam-12-painful-truths/

Question at Yahoo answers: "Can Christians be evolutionists and deny the existence of Adam and Eve?"

Can Christians be evolutionists and deny the existence of Adam and Eve? 

Yes but only if they admit their dead Magic Jeebus Man was an uneducated moron because most certainly that worthless preacher man was a creationist.

This Neil deGrasse Tyson video about how life got a foothold on Earth will make the god-soaked cry.

From a Nova video, "Origins How Life Began", at https://www.youtube.com/watch?v=G8cRr3NkpLA

"Life began as a chemical act. Life is really chemistry. There is no question about that. In fact it's a chemistry that when you get the recipe right, it goes and it goes fairly quickly."

How life got a foothold on Earth about 3.8 Billion years ago is a favorite hiding place for the god of the gaps. But there are no gaps. The fairy's magic wand was never necessary for anything.

Miller–Urey experiment

Abiogenesis

My favorite chess openings

For several years I have been using the exact same opening every single game. I do this because I feel comfortable with the positions I get.

When I'm White I pretend I'm Black and use the King's Indian Defense. As Black I use the Sicilian, preferably the Najdorf Variation, when White plays P-K4. Any other move by White and I use the King's Indian Defense.

God-soaked scum think our species was magically created from nothing and they think we will magically fly to a magical paradise after dropping dead, because our species and our planet are a big fucking deal.

This diagram shows perfectly why the Earth is equivalent to one grain of sand in the Sahara Desert. But still the god-soaked like to pretend this insignificant planet in the middle of nowhere is special, so special that a magical being (The Magic Jeebus Man) magically flew to Earth so he could get executed and then magically resurrect himself after decomposing for 3 days, all so we can magically fly to a magical heaven when we drop dead, or something ridiculous like that.

My contempt for the god-soaked grows everyday. They're too cowardly to grow up and face facts.

I explain why civilized people don't pretend a "god" is real.

c) A Pantheist god, the god that is itself the universe, with all the laws and constant that make it work, it's not an individual per se, nor has a conciousness,  is just like let's say "mother nature".

Then why not call it "nature" instead of using a word (god) that's responsible for countless millions of deaths, breathtaking stupidity, and slowing down human progress?

The religious violence is completely out of control and getting worse, so this isn't some harmless game. Heads are being cut off FFS. Civilized people don't pretend the word "god" has any value.

How can we prepare ourselves for when islam takes over the world and kills anyone who doesn't convert? I'll be ready for them with guns loaded.

"I'll be ready for them with guns loaded" 

Same here. Looking forward to exterminating Muslim scum. 

American bombs have recently killed hundreds of Muslim scum in Syria and Iraq. Way to go America. 

A few years ago somebody suggested we should nuke Mecca. That's a bit extreme but I'm for it. 

Also, Muslim scum must never again be allowed to enter civilized countries.

Anti-science fucking idiots who created an anti-science everything-is-magic video and had to the nerve to use part of a pro-science TED video but didn't provide a link to that video. Typical dishonest quote mining.

Their bullshit idiot video (which of course has music for idiots): https://www.youtube.com/watch?v=sjxTfaWhVs8#t=389

Comments I wrote there:

Your logic: Complexity therefore supernatural magic. Also, you like music for idiots. And you provided no link to the TED video you used. Why not? Is it because unlike you TED videos are pro-science and you don't want anyone to watch it? "Science has disproven evolution and proven that life was created." With a magic wand? Admit it. You want to throw out science and replace it with magic. Drop dead moron.

Incredibly you invoked world-class-idiot Ben Stein who like you knows zero about science. You're a typical god-soaked uneducated moron.

Your last professional moron repeatedly said "by chance". Of course natural selection is not chance. Your professional idiot didn't bother to mention that. Evolution is fact you stupid asshole. If science makes you cry nobody cares. We don't need you drooling morons.

Anti-science idiots who created an anti-science everything-is-magic video and had to the nerve to use part of a pro-science TED video but didn't provide a link to that video. Typical dishonest quote mining.

BOOKS ABOUT THE EVIDENCE FOR EVOLUTION

I read these four books, all excellent, all written by brilliant biologists: 

Your Inner Fish, A Journey Into The 3.5-Billion-Year History Of The Human Body by Neil Shubin 

Why Evolution is True by Jerry Coyne 

The Making of the Fittest: DNA and the Ultimate Forensic Record of Evolution by Sean B. Carroll 

The Greatest Show on Earth: The Evidence for Evolution by Richard Dawkins

BROWARD COUNTY IN SOUTH FLORIDA BUS FARE INCREASES

Some chessplayers

http://www.chess.com/forum/view/general/the-seven-sexiest-female-chess-players

The breathtaking stupidity of Christianity explained in one paragraph.

First, let’s take a quick look at the basic biblical narrative:

There is an indescribably powerful and intelligent being called God who is in existence prior to the dawn of time. For whatever reason, he decides to create the universe and pays particular attention to planet Earth. Having created the universe, Earth and all the species on it (through ‘creating’ the Big Bang and ‘guiding’ evolution in the Williams style of interpretation), he decides to focus all his attention on a collection of tribal groupings in the Middle East, in particular the Israelites who are his ‘chosen people’ and who he obsesses over, while apparently ignoring the rest of the world’s population. He lays down numerous often primitive and arbitrary moral and ceremonial laws, then gets involved in inner tribal politics and land disputes, inciting acts of brutality, war crimes, genocide, and rape along the way. Fast forward to the Middle East under Roman occupation and God decides it’s time to put in an appearance. By mystical means he comes to earth in human form, being born of a virgin. He becomes incarnate as a Jewish male and wanders around what is today Israel-Palestine, imparting pithy social commentary (but never giving any systematic explanation of how such ideas might be made politically useful), engaging in faith healing (removing ‘demons’ from people), magic tricks (such as walking on water and raising a dead man), and ranting on and on about sin, eternal punishment for the majority of the world’s population, and the impending end of the world. He gets himself crucified, in order that he can sacrifice himself to himself for our good. A few days later he walks out of his tomb and wanders round with some of his followers (noticeably not bothering to make himself known to anyone but those who already believed in him), before ‘ascending’ into ‘Heaven’, to wait for the time when he will return to raise every human who has ever lived in bodily form for judgement, then cast most of us into a pit of fire and take a select few into his ‘kingdom’ for eternity where they will live happily ever after.

http://www.butterfliesandwheels.org/2007/are-the-new-atheists-avoiding-the-real-arguments/