People can work for money or they can let money work for them. I prefer the 2nd idea.

I use a credit card for everything I buy. Every month I pay the whole thing. The money still in my checking account is money I didn't need. Every month I use that extra cash to buy more shares of AT&T which pays a nice dividend. I also use the dividend income from AT&T to buy more shares of AT&T. When I buy these shares I am giving myself a raise every month, 12 times a year. Also AT&T gives me a raise every year when they increase their dividend which they have been doing every year for more than 30 years.

Another income I have is not very much but it's nice to get it. For every dollar I spend my Citibank credit card pays me two cents. That adds up. A few days ago they gave me about 50 dollars which I will use to buy more shares of AT&T.

Another income I have is every month a lot of money is deposited in my checking account from the government. The money comes from American taxpayers. This income is guaranteed for the rest of my life. And sometimes they give me raise.

Working for a living can be fun but I would rather let money work for me.